Sterling Independent Advisers has been established in Hemel Hempstead since 1995 serving clients mainly in North London, Hertfordshire, Bedfordshire and Buckinghamshire. Quality professional independent financial advice to individuals and small businesses is given by Keith Hayes, who has many years of experience in financial planning and has additional advanced/incremental qualifications in Pension Planning, Retirement Options, Investment Planning, Taxation, Trusts, Long Term Care, Mortgages, Life Time Mortgages and meets the new FCA QCF4 Qualification level introduced for 2013.

He is backed up by professional and experienced staff who have all worked in Financial Services for many years.

We are authorised and regulated by the Financial Conduct Authority (FCA). We utilise the support services of Sesame Bankhall Group who provide us with access to extensive research and technical facilities to help us give a first class service to our clients. Sesame Bankhall Group has the most widely respected team of researchers in the industry. Sesame Bankhall Group assist us in ensuring that the advice we offer and services we provide meet the FCA's stringent regulations: providing regular and comprehensive training, workshops, seminars and publications. So, not only can you be confident that we are right up to date with the most comprehensive financial information, you can also be sure that we have all the backup of the latest information and expertise to help ensure that the advice is right for you.

Above all else we seek to give loyalty and the very best advice to all of our clients. In addition we wish to continue to offer a first class and improving service now and over the years ahead. We believe that it is in our mutual interest to strengthen and further enhance the relationship which we have and we hope you will share our views.

Your home may be repossessed if you do not keep up repayments on your mortgage.

As an independent mortgage broker we can be paid a fee, usually 0.5% of the loan amount, or by commission.